10 cars people keep 15+ years (12 30 25)

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💵 Today’s Top Stories
New car

One carmaker turns out the most models on this list. Find out if your vehicle made the cut. Read more.

Costco vs. Sam's Club

It’s the ultimate warehouse club showdown. Two enter the Thunderdome. Will Costco or Sam’s Club emerge victorious as we scrutinize both memberships? Read more.

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2026 resolutions

Team Clark put together a comprehensive guide so you can accomplish goals such as saving more, spending less, paying off debt and much more. Read more.

Life insurance on cash

Buying life insurance? You’ll face an initial choice: term life or whole life. Clark holds a strong opinion on which choice is right for most everyone. Read more.

Cell phone in hand

Looking for a way to slash your monthly expenses in the new year? US Mobile is offering a massive discount on its top-tier Unlimited Premium plan. But you’ll need to act fast; this deal expires soon. Read more.

💵 Calculator of the Week: Net Worth Calculator
General Money Calculator

Take your financial pulse. Use our calculator to get a clear "financial report card" by calculating your true net worth.

💸 How To Cut Expenses By More Than $13K in 2026

Interested in paying down debt, increasing your emergency fund, investing more for retirement or perhaps all of the above in 2026?

Cutting $1,000 a month from your budget will go a long way.

Kiplinger even purports to offer a plan to cut $1,000 if you’ve already “given up Starbucks and dining out.” Here’s the author’s suggested plan by category.

Groceries: Cut $242 per month

Simply eliminating wasted food can get you to this number in the average four-person household.

Need more? Plan meals around sales and ingredients you get via bulk pricing. Eliminate impulse buying, use a smart cash-back credit card and stick to a grocery budget.

Streaming: Cut $50 per month

Take advantage of free offers via subscription benefits (T-Mobile offers free Netflix, Hulu and Apple TV, for example). Take advantage of seasonal deals, ad-supported subscription tiers and free options.

Utilities: Cut $122 per month

Use your own internet equipment and be smarter about using water and electricity.

Debt: Cut $360 per month

Consolidate high-interest debt and refinance loans as interest rates continue to decline. Downsize your car or reduce your household to one car.

Insurance: Cut $360 per month

Re-shop your home and auto insurance. Raise your deductibles.

Achieve those savings? You’ll cut your spending by $1,134 per month – or $13,608 for the calendar year.

📊 Stat of the Day

🚘️ 2.45 million: Estimated number of cars on U.S. roads that have rolled back odometers to make it appear they’ve driven fewer lifetime miles than they have in reality. That’s up 14% year over year, more than double the typical increase.

💰️ Deal Alert: Today’s Top Deals
Holiday shopping sale
2026 planner
🎙️ Podcast

Clark reveals a powerful, simple secret to saving money on virtually every Uber and Lyft ride you take. Studies show that over 85% of people only check one rideshare app, but Clark's own experience and major studies show the prices for the exact same trip vary wildly — and not one app is always cheapest! Learn why you must comparison shop every time you book a ride to see significant long-term savings. Also, a product that has been dormant for a dozen years is roaring back into the mortgage market: Adjustable-Rate Mortgages (ARMs). Clark explains the huge risk Americans are taking with these loans, often using them to "stretch" into a home with the hope of lower rates later. Don't mortgage your financial future!

☎️ Need Money Help?

The Team Clark Consumer Action Center is a free helpline that can help you navigate your money questions. Call 636-492-5275. Visit clark.com/cac for more information.

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