On his podcast, Clark Howard answers real reader questions on money, credit, debt, retirement, travel, and more, along with co-host Christa DiBiase.

Clark's answer: This is all part of auto insurers not wanting you to compare the cost of insurance — whether it's from one company to another or one model to another. They want to control as much of the flow of information as possible, and it’s really a cynical attempt by insurers to be able to charge more money. The insurance industry isn't going to play what I call the "horseshoes game," where you can easily see that, generally speaking, one make and model costs this much to insure while another costs that much. What you want to do is see, for example, "If I buy a Tesla, why is it going to cost me three times as much to insure as a Honda?" Because it does.

Fortunately, there’s a site I've found — and there may be others out there — called CarEdge.com, where you can see the average cost to insure different brands. You can even drill down to compare the specific three models you're considering to get a clear picture of what they cost to insure on average compared to others. Now, it’s not going to factor in your personal details the way your specific insurer would—like a traffic ticket from two years ago or your age—but it will show you the overall trend. That trend will clearly reveal whether a particular model will cost you half as much, 20% less, or 30% more to insure.