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12 jobs that pay $80K without a degree (2 20 25)

12 jobs that pay $80K without a degree (2 20 25)

Anthony Hazzard
February 20, 2025

Have you ever noticed how healthcare costs more as we age? Seeing the breakdown may shock you and we have that later in this email.

💵 Today’s Top Stories

12 Jobs That Don’t Require a Degree and Pay $80K

Four-year degrees can be brutally expensive. Fortunately, these jobs pay $80,000 or more and don’t require one. Dental hygienist, elevator repair and air traffic controller are just a few options. Read more.

Cash App Ordered To Pay Millions for Fraud, Security Issues

Cash App got fined $175 million for creating “the conditions for fraud to proliferate.” It’s a reminder to be extremely cautious about using payment apps, Clark says. Read more.

Listing the 9 States That Don’t Charge Income Tax

Here are the states that don’t collect income tax, along with a general idea of how much money you’d save living in those locations. Read more.

How to Get Free Virus, Spyware and Malware Protection

As much as we use our computers, and as much sensitive information as we store, it makes sense to protect our machines. But did you know you can do so effectively without paying a cent? Read more.

💻️ Tech Tip From Kim Komando

Locked up tight: Fun privacy trick next time you use Gmail on the web: Click the little padlock icon at the bottom when creating a new email to put your message in “confidential mode.” You can set an expiration date and a passcode for your recipient to open the email. Join 575K people who get tech smart with my friend Kim Komando’s free newsletter, The Current.

🩻 Kiplinger Illustrates How Healthcare Costs More As We Age

Most people underestimate how much their medical expenses will be later in life.

According to a Fidelity study in 2022, the average couple estimates healthcare in retirement will cost a total of $41,000. The average 65-year-old couple retiring in 2022 could expect to spend $315,000 on healthcare the rest of their lives, Fidelity found.

That number is only going to get more expensive in time. And Medicare currently faces a shortfall by 2036.

We’ll leave the strategy of using an HSA or other method to fund healthcare expenses in retirement for another email.

But Kiplinger recently illustrated the difference in average monthly premiums by age, given a middling healthcare insurance plan from the Affordable Care Act Marketplace:

20 years old: $377.92
25: $390.44
30: $441.39
35: $475.22
40: $497.00
45: $561.56
50: $694.56
55: $867.22
60: $1,055.44
64+: $1,166.67

For those keeping score at home, the average senior adult in retirement age pays more than three times the average 20-year-old in monthly insurance premiums.

📊 Stat of the Day

☕️ $172,438: The amount of money you’d have in Starbucks stock if you spent $5 per day buying it for 20 years instead of buying coffee. It would cost you $36,500 if you instead spent $5 on coffee per day for the same 20 years. That’s a total difference of more than $200,000.

💰️ Deal Alert: Today’s Top Deals

The best bargains at Costco this month!

Get this deal.

The best deals at Sam’s Club right now

Get this deal.

🎙️ Podcast

Capital One was recently accused of cheating customers out of interest rate payments. How to you ensure you are getting best rates for your money? Clark shares everything you need to know. Also, some high-profile celebrities have revealed that they have run out of retirement savings. Can it happen to you? Clark has simple tips to help make sure your nest egg lasts you through retirement.

☎️ Need Money Help?

The Team Clark Consumer Action Center is a free helpline that can help you navigate your money questions. Call 636-492-5275. Visit clark.com/cac for more information.

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