Check out our updated list of Clark.com-approved high-yield savings accounts with the highest rates. Here are the top five APYs on our list as of July 30, 2026.

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Did you know car ownership can cost $3,000 more – or less – per year depending on where you live?

A new state-by-state comparison of car ownership costs in 2025 looked at insurance, gas, maintenance and sales tax. (Insurance accounts for more than half of total ownership costs in 13 of 50 states, in case you needed another reason to re-shop your car insurance.)

The U.S. average: $4,507 per year.

In the most expensive state, Nevada, residents shell out $6,119 per year excluding car payments. That’s more than $500 a month just for ownership costs, on average. Auto insurance accounts for 56% of those expenses.

New Hampshire drivers pay just $3,030, or little more than $250 per month.

In Louisiana ($5,663, third-most expensive) high sales taxes add about $400 per year to ownership costs.

At Team Clark, we often stress managing your cell phone, streaming and monthly bills carefully. But if you’re not being smart about your car-related expenses, it can hurt your wallet fast.

It’s also important to budget beyond the cost of the vehicle itself when you’re considering a new, or new-to-you, vehicle purchase.

The stock market is sitting at historical highs, but inflated valuations mean we could be facing a major correction or extended period of low returns. With leveraged funds adding dangerous fuel to this speculative fire, the risk of a sharp market shock is real. If you’re approaching or currently in retirement, now is the time to review your portfolio. On the consumer front, T-Mobile is turning its back on the customer-first culture that made it famous, forcing legacy subscribers off locked-in rates and hitting loyal users with continuous price increases. The good news is you don’t have to accept a bloated cell phone bill. By breaking up family plans based on actual usage, avoiding the "free iPhone" trap that locks you into expensive contracts, and exploring budget-friendly sub-brands that use the exact same towers, you can slash your monthly bill down to $10–$30 a line. Calculate your annual cell phone spend today—you might be shocked by how much you can save! Compare plans right now at clark.com/phoneplanfinder.

The Team Clark Consumer Action Center is a free helpline that can help you navigate your money questions. Call 636-492-5275. Visit clark.com/cac for more information.