💵 Today’s Top Stories

There’s a new favorite mass-market automaker in the United States, replacing Subaru. Plus, this well-known luxury brand just held off Audi. Where does your favorite car brand rank on the list? Read more.

Clark calls cell phone insurance “a horrifically terrible idea.” Find out why – and what alternative choices you have to protect your smartphone. Read more.

Live-in care facilities for seniors sometimes conduct what Clark calls a “despicable” practice that could crush you financially, if you’re helping a loved one get settled. Here’s what not to do. Read more.

One of the best co-branded grocery credit cards (up to 5% back) has been discontinued. Here are a few options to which you can pivot if you’ve got the Kroger card in your wallet. Read more.

Ford Reveals New, Affordable EV Pickup Truck

The future of electric vehicles looks more practical. That is, if Ford’s most recent bet is any indication.

The automaker just announced Fathom, a midsize pickup with an MSRP starting at $28,350. That makes it one of the cheapest EVs in America. (That price point includes a standard-range battery and excludes a $1,595 destination and delivery charge.)

Ford’s previous iterations of EVs, including the Mustang Mach-E and the F-150 Lightning pickup, led to write-offs of $19.5 billion. Customer demand turned out lighter than expected for those models.

Preorders open early in 2027 with the first deliveries expected later in the year.

The average new electric vehicle costs $56,238 according to Cox Automotive. So Ford is betting that profitability and affordability go hand in hand for the automaker.

The hybrid Ford Maverick is the top American hybrid truck. Now Ford is making a play for the EV pickup truck category.

Ford says the vehicle will be “BlueCruise-capable,” which is the company’s hands-free driving assistant. Apple Maps will get embedded in its touchscreen. And Ford says the vehicle will offer more passenger space than a Toyota RAV4.

Slate also introduced the “Blank” in June, a two-door EV pickup with an MSRP starting at $24,950. So there’s now competition in that price range.

📊 Stat of the Day

🥜 32%: Share of companies planning “peanut butter raises” — equal raises across the entire workforce, often in amounts similar to inflation — in 2027. That’s down from 36% this year. The average salary bump is expected to be 3.5%. With a shift to more merit-based raises, it’s a good time to impress your boss.

💰 Deal Alert: Today’s Top Deals
🎙 Podcast

Is mindless scrolling taking over your life, or are you looking for a way to break free from your phone addiction? Clark reviews the popular Brick Phone Lock—a $60 physical device paired with an app designed to lock you out of your most distracting apps. While Clark shares his own daily screen-time habits and isn't saying everyone needs to spend the money, he explains why this tool might actually be a game-changer if phone addiction is actively hurting your productivity, work, or personal relationships. Also, a massive investigative report reveals how high-profile NFL players lost millions to a sophisticated e-commerce scheme using fake Shopify stores and manipulated earnings simulations. Clark breaks down how over $1 billion has been stolen from professional athletes—and more importantly, what you need to learn from it. Discover how to spot these red flags, protect your hard-earned money, and avoid falling for the same trap—no matter who recommends the deal.

Need Money Help?

The Team Clark Consumer Action Center is a free helpline that can help you navigate your money questions. Call 636-492-5275. Visit clark.com/cac for more information.

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