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Are you richer than you think? (8 12 25)

Are you richer than you think? (8 12 25)

Sally McDonald
August 12, 2025

💵 Today’s Top Stories

Are You Richer Than You Think? Your ‘Rich Ratio’ Could Tell You

Being rich isn’t only about how much money you have; it’s about how much money you spend in relation to what you have. Retirement expert Wes Moss explains. Read more.

7 Most Common Financial Regrets

College. A wedding. A house. These are exciting life milestones. They’re also a few of the most common financial regrets. Here are the others. Read more.

Major Credit Card Offers Big Disney Streaming Credit

Did you know you can get up to $20 in monthly statement credits for Disney when you hold this major credit card? Read more.

ESPN and FOX Join Forces on New Streaming TV Bundle

Sick of paying for a bloated cable package just to watch sports? A new joint streaming service could be the solution for cord-cutters. Get all the details on what's included, how much it will cost, and when you can sign up. Read more.

Is the American Community Survey Legitimate and Do You Have To Answer?

You’ve heard of the Census. But what is the American Community Survey? And do you have to answer it? Read more.

🚘️ Evaluating Insurance Costs Is a Must-Do Before Buying a Car

The sticker price on a car isn’t the same as the ownership cost.

Whether you pay for a vehicle in cash or via a loan of 42 months or less, don’t close your wallet.

The average auto insurance premiums in the United States ranged near $2,500 to $2,700 in June. But in the five most expensive states (New York, Maryland, Florida, Nevada and Delaware), you’ll pay an average of $3,805 a year.

That’s $317 a month. Added to a car payment, you could go from paying less than $700 a month to more than $1,000. And that’s before paying for maintenance, gas, registration and any parking fees.

Of course, some vehicles cost more than average.

Evaluating the total cost of owning your vehicle always has been important. But as much as insurance has skyrocketed in recent years, the historical calculator in your brain may need a reset.

It’s worth understanding the potential insurance premiums on your vehicle before you make a purchase.

📊 Stat of the Day

💰️ 15+: Number of billionaires the four largest AI companies have created (combined net worth: $38 billion). Even more shocking: 498 AI companies hold valuations of $1 billion or more with a combined value of $2.7 trillion. More than 1,300 AI startups hold valuations of more than $100 million.

💰️ Deal Alert: Today’s Top Deals

🎙️ Podcast

Clark dives into the shocking truth about 403(b) retirement plans and why many teachers are getting a raw deal, potentially losing out on hundreds of thousands of dollars. Find out what to do if you're a teacher or know one, and how to spot a bad retirement plan. Then, Clark shifts gears to a fun new trend: giant "bucket" coffees! Discover why businesses are finding success with this unexpected gimmick and what it means for consumers looking for value.

☎️ Need Money Help?

The Team Clark Consumer Action Center is a free helpline that can help you navigate your money questions. Call 636-492-5275. Visit clark.com/cac for more information.

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