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- How To Avoid Paying Full Price for Apple Products (11 20 23)
How To Avoid Paying Full Price for Apple Products (11 20 23)
Today’s Sponsor
Last week, we asked for your favorite cash back credit card. You’ll find a few of the responses we received later in this email.
💵 Today’s Top Stories
 | Clark pokes fun at people who buy the latest and greatest from Apple. But several members of Team Clark are fans of the company. If it’s Apple or nothing for you, here’s how to do it. Read more. |
 | Store credit cards often promise you short-term benefits at brands you love. But there’s a major catch that can hit you with wallet whiplash. Here’s what Clark says about these cards. Read more. |
Sponsor | Get $10 off Visible+ for 6 months. Use code 35FOR6 when you switch and bring your phone to get access to Verizon’s fastest network, for less. |
 | Hallmark is releasing 40 new Christmas movies this year. Did you know you can watch them all even if you don’t have cable? Read more. |
 | Planning to propose is fun, but engagement rings are major investments. Here’s some advice from Team Clark on when and where to buy a diamond ring. Read more. |
 | A Clark podcast listener normally contributes to a Roth IRA every year but isn’t sure if she’ll make too much money to qualify. What should she do? Read more. |
💳️ Survey Responses: What’s the Best Cash Back Credit Card?
butler: “For cash back, I want a card that offers the best rate without having to deal with the rotating category nonsense. I have had the [Citi] Double Cash card for years and love it.”
OU812: “I have the Double Cash Mastercard as well because Clark recommended it. I also got the PayPal Mastercard because it pays 3% for PayPal purchases and 2% for everything else. However, you can’t apply [your cash back] directly to the card balance. So I don’t use it except for PayPal purchases.”
JohnRT: “I used Citi Double Cash for years, but when Wells Fargo Active Cash came out with the same 2%, but [without the] two-step process [to claim your cash back], I immediately changed to Wells Fargo Active Cash as my primary card.”
What do you think? See more responses and share your opinion in our Clark.com Community!
📊 Stat of the Day
🏠️ 89%: Share of U.S. home purchases involving a buyer agent. That’s nearly three times the global average of 33% according to a Wall Street Journal story titled “Almost No One Pays a 6% Real-Estate Commission – Except Americans.” Australia and the United Kingdom? Less than 5%.
💰️ Deal Alert: Today’s Top Deals
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🎙️ Podcast
Nicole reads the latest "Clark Stinks!" submissions and Clark responds. Also, buying a home has been really difficult over the last several years. But there’s a shift in the housing market that may benefit you: new construction. Many home builders are experimenting with incentives and deals to help make buying a house a little more affordable.
☎️ Need Money Help?
The Team Clark Consumer Action Center is a free helpline that can help you navigate your money questions. Call 636-492-5275. Visit clark.com/cac for more information.
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