Can you guess the highest credit score? (10 20 26)

💵 Today’s Top Stories

What’s the Highest Possible Credit Score?

Just 1.7% of Americans have earned the highest possible score. Do you know what it is? And what’s the “magic number” to benefit the most? Read more.

Best Free Password Managers and Why You Need One

Using a password manager isn’t a fail-safe to avoid getting hacked. But it’s safer than using the same (potentially lackluster) password on every account you open online. Read more.

Should You Ditch Verizon for Visible?

Here’s the ultimate comparison between a Big Three cell phone provider (Verizon) and the much cheaper prepaid provider on its own network (Visible). Read more.

Limited-Time Welcome Bonus for Popular 5% Cash Back Card

One of America’s highest-rated rewards credit cards is offering a $250 bonus when you spend just $500 in the first three months. There’s also no annual fee and you earn up to 5% cash back on select purchases. Read more.

💸 Ask Clark

Ask Clark Howard

Podcast | YouTube

On his podcast, Clark Howard answers real reader questions on money, credit, debt, retirement, travel, and more, along with co-host Christa DiBiase.

Today's question

Gary in Georgia asks:

"What is your take on buying a vehicle through Carvana?"

Clark's answer: It’s really Carvana and CarMax. What I love about both of them is you know what you're going to pay, and they both have a period of time where you can return the vehicle for a full refund. They basically clean-sheeted what people hate about buying a used car — although Carvana also sells new cars now of certain brands — and made it a transparent process.

However, that doesn't mean the car itself is okay. During that return period, if you like the car, use that time to have it checked out by an independent mechanic of your choosing to make sure everything is in good shape.

Submit a question for Clark

📊 Stat of the Day

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📈 3.7%: According to the Bureau of Labor Statistics, the U.S. Consumer Price Index rose 3.7% year-over-year in September 2026, accelerating from August’s 3.4% rate. Prices climbed 0.6% on a monthly basis, driven largely by a sharp 9.1% surge in gasoline prices. Core inflation, which excludes volatile food and energy costs, also came in higher than expected with a 2.6% annual increase.

💰 Deal Alert: Today’s Top Deals

MSC Cruises: Sail from $40/night, per person

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9-night Ireland trip with flights & rental car from $1,519

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See All of the Best Deals Today

🎙 Podcast

Artificial intelligence is creating unprecedented risks for your retirement savings, with AI-driven fraud causing massive financial losses across the country. Deepfakes and voice-cloning technology have become so advanced that scammers can effortlessly mimic real people, leaving brokerage firms and financial institutions vulnerable to fraudulent transfer instructions. To safeguard your hard-earned nest egg, Clark has a recommendation you need to know. Also, navigating finances as a couple can be challenging, especially when partners enter a relationship with different money habits, debt, or savings. While maintaining completely separate bank accounts can breed distrust and weaken marital bonds, combining everything without a strategy can cause friction. A balanced approach builds financial trust while preserving independence – and regular meetings to make sure you’re on the same page.

Watch the Full Episode

☎ Need Money Help?

The Team Clark Consumer Action Center is a free helpline that can help you navigate your money questions. Call 636-492-5275. Visit clark.com/cac for more information.