According to Freddie Mac, 30-year mortgage rates are 6.30% and 15-year rates are 5.65% as of April 16, 2026. The following chart shows the 30-year mortgage rate trend over the last year.

Mortgage Refi Calculator

Clark sometimes pokes fun at iPhone and Apple users, mostly in a joking way (with a hint of pragmatism).

But Google’s tie-ins with Android haven’t always been on the up and up, or best for people’s data or wallets.

Android mobile device users from Nov. 12, 2017, to present are potentially eligible for a piece of a $135 million class-action settlement.

Google’s operating system allegedly caused mobile devices to send data continuously without permission. And it happened even when devices weren’t in use and all apps were closed, eating into people’s data plans.

“Google effectively forces these users to subsidize its surveillance by secretly programming Android devices to constantly transmit user information to Google in real time,” the lawsuit alleged.

The lawsuit isn’t new, as it was filed in 2020.

All qualifying Android users who don’t opt out will receive a payment. You should get a personalized notice in the mail or by email. But you must enter your preferred method of payment at the settlement website.

It’s time for "Clark Stinks!" Christa reads the latest "Clark Stinks!" submissions and Clark responds. Also, there is a quiet war being waged against your wallet right now, and most travelers are walking straight into the trap without realizing the rules of the game have changed. Clark reveals why he never starts his search on an airline’s website and how a simple shift in your booking psychology can save you hundreds, because while the industry is doing everything it can to squeeze you for every cent, there is a hidden way to turn the tables and make the airlines bid for your business instead.

The Team Clark Consumer Action Center is a free helpline that can help you navigate your money questions. Call 636-492-5275. Visit clark.com/cac for more information.