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- Clark warns against Medicare Advantage (10 16 25)
Clark warns against Medicare Advantage (10 16 25)
Sally McDonald
October 16, 2025
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💵 Today’s Top Stories
 | “Medicare Disadvantage” plans, as Clark calls them, account for about half of all Medicare participants. Don’t fall for the marketing and avoid feeding big commissions to insurance salespeople. Read more. |
 | If you’re 55+, you can switch to a cheaper provider or price-advantaged plan without sacrificing service. We studied more than 70 plans to identify the best. Read more. |
 | Behemoth retailers are offering you 5% cash back via their branded credit cards to be loyal to their ecosystems. If you’re already committed to one of these companies, the cards can help. Read more. |
 | Americans did a great job saving and paying off credit card debt during the COVID-19 pandemic. Many of us have sunk back into old habits since then. Here’s how to hit reset. Read more. |
💵 Today’s Top Savings Rates
Check out our updated list of Clark.com-approved high-yield savings accounts with the highest rates. Here are the top five APYs on our list as of October 16, 2025.
🇮🇹 Italian Village Willing To Give New Residents $30,000
Ah, Italy. Home of the best pasta and pizza. Bastion of fashion. A rich cultural history of the Roman Empire and the Renaissance. And known for its … housing subsidies to rescue crumbling small towns.
Come again?
For a long time, Sicilian towns have sold homes for the symbolic price of 1 euro ($1.08 in U.S. currency). Those prices don’t include the realtors fee or the deed. And they certainly don’t include the significant costs of necessary renovations to the often outdated or even dilapidated homes.
Now there’s a new program in the country. This time in Tuscany. Radicondoli, a medieval town more than 1,000 years old, is willing to hand you up to $23,000 plus a $7,000 bonus to relocate there and purchase a home.
That’s right: the village is willing to give you $30,000 to move and buy property there. You can also get your rent covered up to 80% for two years if you’re young, and you can get up to $5,000 for three years to revitalize a business.
The homes in the town range from more than $50,000 to less than $120,000, with many needing renovations.
So far, the deal has increased the local population from 900 to 960 people.
📊 Stat of the Day
🚘️ 48.9%: Share of the recalled vehicles this year branded Ford. That’s a share that towers over second-most Toyota and Stellantis (7.5% each). Ford accounted for almost 50% of recalled automobiles in Q3 and almost 9.5 million recalled vehicles so far in ’25.
💰️ Deal Alert: Today’s Top Deals
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🎙️ Podcast
Clark has a critical update that could save you hundreds on holiday travel. Forget what you thought you knew about booking flights; new data shows the absolute best time to buy your tickets for Thanksgiving (it's later than you think) and the holiday season. He'll also walk you through how to use Google Flights to find the cheapest days to actually fly and avoid those peak-price travel periods. Plus, Clark tackles the massive fees on today's top travel credit cards. Also, As the Medicare Advantage enrollment period begins, Clark issues a warning about the "Medicare Disadvantage" plans.
☎️ Need Money Help?
The Team Clark Consumer Action Center is a free helpline that can help you navigate your money questions. Call 636-492-5275. Visit clark.com/cac for more information.
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