Advertisement
|
| |
|
| |
|
|
|
💵 Today’s Top Stories
We’re on pace for more than 3,500 data breaches this year and have obliterated last year’s number of victim notices by June. AI is contributing. Here’s why you need to heed Clark’s advice now, not later. Read more.
Team Clark rarely recommends pricier cell phone plans. But they often come with extra perks, like free or discounted streaming subscriptions. Here are some examples. Read more.
Clark warned listeners not to trust banks claiming you can get more than $250,000 in FDIC insurance. Is there a situation where it’s safe to keep more than that in one place? Read more.
Team Clark likes 2% back credit cards. So 5% sounds … awesome. But no card offers unlimited 5% cash back across all categories with no annual fee. So what’s the deal on these “5% back” cards? Read more.
🏞 Working in Retirement Is a Real Possibility
In an ideal world (at least for some people), you save more than enough money for retirement during your working years — and perhaps even retire “early.”
But that doesn’t work for everyone. Life can get in the way. And that’s OK. Luckily, there are variables you can change:
You can work longer than you anticipated. Even one or two years can make a huge difference, as you both shorten your retirement and earn longer.
Be strategic about when you take Social Security. You can maximize your check by waiting until 70, but also consider your unique circumstances.
You can adjust your post-retirement living situation by downsizing your home, moving somewhere less expensive, etc.
You can “soft retire.” Work part-time. Take up a side hustle. Become a consultant. Something where you can relax a bit but still have some income coming in.
Kiplinger recently wrote a story on the 20 best jobs for retirees. Perhaps “retirees” should be in quotes there, as it sounds like an oxymoron. But some retirees actually find purpose and fulfillment out of working to some degree!
Among the list of 20:
Become a tour guide
Work at a national park
Serve as a youth sports official
Become an usher at concerts and sporting events
Drive a school bus
📊 Stat of the Day
💼 1,250: The amount the typical full-time American worker earned in a week in the first half of 2026. That’s up $342, or 38%, since 2019. However, consumer costs (inflation) rose 30% in the same period. So workers are left with roughly $70 per week more in real dollars.
💰 Deal Alert: Today’s Top Deals
🎙 Podcast
With the S&P 500 continuously hitting new all-time highs in 2026, many investors are wondering if the market has moved too far, too fast. In this episode, Wes Moss dives into the history of market highs, explaining why record-breaking runs are actually far more common — and far less dangerous — than headlines suggest.
Also, Wes tackles one of the biggest lifestyle decisions in retirement: deciding where to live. Maintaining a vibrant social circle gets harder as we age, but moving to an active 55+ community can provide the built-in social network, amenities, and lifestyle needed to thrive. Wes walks through a real-life case study of how to properly research, visit during peak seasons, and test-drive these neighborhoods before buying. Plus, he reveals a clever tax strategy for funding your next home without triggering a massive tax bill.
☎ Need Money Help?
The Team Clark Consumer Action Center is a free helpline that can help you navigate your money questions. Call 636-492-5275. Visit clark.com/cac for more information.
Advertisement
|
| |
|
| |
|
|
|
