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💵 Today’s Top Stories
Pop quiz: why is your money much safer in a bank than in a payment app? You’d be surprised how many people aren’t aware of this hidden danger. Read more.
Travel credit cards and their benefits are flashy on paper (or social media). But if you don’t use them enough naturally, the annual fees are just another drain on your wallet. Here’s how to evaluate. Read more.
Depending on the circumstances, borrowing money for college can be extremely costly long-term. If you don’t have the resources to pay for it, it’s OK to say no to your child’s dream college. Read more.
Choose from millions of freelance jobs on this popular site, including design, video editing, sales and marketing, admin and support, development and IT, writing and more. Here’s how it works. Read more.
🏠️ Today’s Current Mortgage Rates
According to Freddie Mac, 30-year mortgage rates are 6.49% and 15-year rates are 5.82% as of July 9, 2026. The following chart shows the 30-year mortgage rate trend over the last year.
🧳 Apply To Travel Europe for 2 Months for Free
Want to travel Europe for two months for free?
Well, here’s your chance. Assuming you don’t mind talking to strangers.
RiseGuide, a self-improvement app, is looking for someone to talk to strangers in Europe. You can apply to be the “Global Charisma Scout,” tasked with starting conversations with strangers in bars, lines, cafes and other areas and documenting your findings. (You’ll rate warmth, talkativeness, openness and ease of connection.)
The goal: create a ranking of Europe’s most talkative cities.
To apply, you send a three- to four-minute video explaining why you’d be good at the job – and which city you’d most like to explore. You also include links to at least two of your social media profiles.
Fluency in a second European language “is highly preferred” (Spanish, Italian, French or German).
RiseGuide will pay for all your flights, hotels and experiences if you’re selected. Plus, you’ll get a stipend of $3,000 per month.
📊 Stat of the Day
💵 18.8%: The average restaurant tip in the United States, below the long-held benchmark of 20%. Want to make tips as a waiter or waitress? Delaware (22.1%) is a good state for you, while California (17.3%) is not. Full-service restaurants (19.3%) also generate better tips than quick-service spots (15.8%).
💰 Deal Alert: Today’s Top Deals
🎙 Podcast
It’s time for "Clark Stinks!" Christa reads the latest "Clark Stinks!" submissions and Clark responds. Also, economic anxiety is climbing straight up the income ladder, and Americans everywhere are growing deeply worried. On top of that, a troubling new report confirms that Social Security is on track to face insolvency by 2032—a year earlier than we originally thought. If Congress continues to ignore it, roughly 70 million Americans who rely on these checks could see cuts to their benefits in less than six years. To fix this issue, Clark says it’s time to make hard choices as a nation. But despite the widespread pessimism about the future, Clark delivers a straight talk: We still live in the most dynamic economy in the world with incredible opportunities for entrepreneurship, but it is time to stop playing political games and protect the hard-earned money of the American people.
☎ Need Money Help?
The Team Clark Consumer Action Center is a free helpline that can help you navigate your money questions. Call 636-492-5275. Visit clark.com/cac for more information.
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