- Clark.com Daily Newsletter
- Posts
- Easy trick to avoid spam emails (2 13 25)
Easy trick to avoid spam emails (2 13 25)
Anthony Hazzard
February 13, 2025
Advertisement
The average age of homebuyers in 2025 has jumped significantly. Will this change anytime soon? Find out more information later in this email.
šµ Todayās Top Stories
 | Cut spam email out of your life so you can sift through your email inbox in peace. Hereās how to do it. Read more. |
 | Travel insurance is one of the only narrow-coverage insurance options Clark recommends. Read on to find out why and to learn why he prefers this company in particular. Read more. |
 | Ranked by one list as the second-best place to buy glasses, Warby Parker is affordable and most of all convenient. Try on glasses at home and buy without leaving your couch. Read more. |
 | Clark likes the no-haggle, up-front pricing of CarMax and Carvana for certified pre-owned vehicles. But you still must take this step to protect yourself financially. Read more. |
š»ļø Tech Tip From Kim Komando
Butt out: Writing Tools is Appleās AI that cleans up text in any app. If that creeps you out or itās just annoying, switch it off. Open Settings > Screen Time > Content & Privacy Restrictions. Turn on Content & Privacy Restrictions, then tap Intelligence & Siri > Writing Tools > Donāt Allow. Heads-up, this only applies to iPhone 16 models, the iPhone 15 Pro and the iPhone 15 Pro Max. Join 575K people who get tech smart with my friend Kim Komandoās free newsletter, The Current.
šµ Home Buyers Are Aging Fast
Those buying homes in 2025 are much older, on average, than they were three-plus decades ago.
According to ResiClub, the median age of first-time home buyers in the United States jumped from 28 years old in 1991 to 38 years old in 2024. The median age of repeat home buyers leaped from 42 to 61 years old in that same period.
Some of the increase, the site posited, is due to strained housing affordability. āSecular changesā (marrying later, having children later, etc.) also contribute.
ResiClub said of the new median age of first-time home buyers: ā[At 38 years old, they have] been out of high school for 20 years but [are] also only 24 years away from the earliest age at which they could receive Social Security benefits (age 62).ā
Itās looking more and more likely that the Fed doesnāt cut interest rates all year. Thirty-year fixed mortgage rates have hovered near 7% recently.
āItās been bad ugly to be a buyer the last few years. And itās been magnificent if youāre a homeownerā especially if you bought during the period of low mortgage rates, Clark says.
Clark recently predicted that income steadily rising over time will allow homes to become more affordable. He also points at data showing home prices are stalling or rising much more slowly.
āAs a general trend, weāre going to see home prices not really going anywhere over ā25, maybe ā26,ā Clark says.
š Stat of the Day
š« $1,037: The amount the average Massachusetts adult spends on lottery tickets each year. Compare that to approximately $50 per year for the average adult in Wyoming and North Dakota and you notice a seismic difference. Computer scientist John Koza invented the scratch-off ticket, where it took off in Massachusetts in 1974.
š°ļø Deal Alert: Todayās Top Deals
 |
 |
šļø Podcast
Side hustles are great for earning extra cash. But with so many opportunities, scams are everywhere. Clark explains how to avoid getting scammed, find the right opportunities, and understand the tax issues you may face. Also, personal finance is a crucial part of our education. Clark shares what he would do and how you can help your kids learn at home.
āļø Need Money Help?
The Team Clark Consumer Action Center is a free helpline that can help you navigate your money questions. Call 636-492-5275. Visit clark.com/cac for more information.
Advertisement
Did You Enjoy Todayās Newsletter?Let us know what you think so we can better serve you! |