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Today’s Sponsor
Amazon recently announced a partnership with a major car manufacturer. Later in this email, learn how Amazon could become the No. 1 third-party platform for buying vehicles online.
💵 Today’s Top Stories
 | This FOX-owned streaming alternative won’t charge you a penny. Plus, it offers a nice selection of movies, TV shows and live TV. Read more. |
 | Be careful. Americans owe nearly $650 billion due to this increasingly-popular investing strategy that Clark considers the equivalent of gambling. Read more. |
Sponsor | Visible has an exciting limited time offer this holiday season, get the Visible plan for just $20/mo for your first three months with code HOLIDAY. Unlimited talk, text, data and hotspot on Verizon’s award-winning network. |
 | Holidays mean travel for many. But make sure you aren’t bleeding unnecessary cash while you’re away from home. Read more. |
 | The beauty of credit cards is consumer protection. But what do you do if your credit card issuer isn’t protecting you on a charge you didn’t make? Clark gives you some options. Read more. |
🚘️ The Future of Online Car-Buying Is … Amazon
Clark has railed against the old-school car dealership buying experience for years.
Auto sales is big business, though. And laws protect dealerships.
Sure, “no-haggle” companies such as CarMax and Carvana exist. But COVID-19 brought excitement around vehicles as an e-commerce product with little in the way of results.
Can Amazon popularize online vehicle purchasing? An interesting Forbes article explains why online car sales hasn’t caught on among dealerships. And why “many industry observers think … Amazon will soon dominate online car selling.”
Amazon just announced a partnership with Hyundai. Customers can skip going to a dealership and complete the buying process online.
Pesky dealership laws likely will preclude Amazon and Hyundai from offering transparent pricing and from removing dealerships who aren’t performing from the program.
Forbes speculates that offline Hyundai dealerships will offer more competitive prices. But that after a decade researching and looking for an entry point into the U.S. automotive market, this is a signal that Amazon is prepared to steam ahead.
“If Amazon goes direct to dealers like Cars.com, it will remove the constraints of a manufacturer partnership and create the potential to become the number one third-party platform for buying a car online,” writes Jeremy Alicandri, author of the Forbes article.
📊 Stat of the Day
💸 $11 million: The amount of money that Red Lobster lost in Q3. The main culprit? The restaurant chain took its all-you-can-eat shrimp promotion and put it on the menu permanently in June. Traffic to the restaurant increased but the $20 price point turned out to be a loss leader. The restaurant since raised the price to $22 and then to $25.
💰️ Deal Alert: Today’s Top Deals
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🎙️ Podcast
We’re receiving tons of questions on travel and what happens if there’s a major change in your itinerary. What are your rights? Clark gives several examples and shares tips to help you protect your wallet. Also, Clark discusses something we use for almost one third of our lives: mattresses!
☎️ Need Money Help?
The Team Clark Consumer Action Center is a free helpline that can help you navigate your money questions. Call 636-492-5275. Visit clark.com/cac for more information.
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