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- It’s real: FREE cell phone service (9 23 24)
It’s real: FREE cell phone service (9 23 24)
Sally McDonald
September 23, 2024
Today’s Sponsor
💵 Today’s Top Stories
 | Imagine what paying $0 per month for your cell phone could do to your finances. This cell phone service allows you to text and call for free – with one twist. Read more. |
 | Here’s why almost everyone would do well to convert your traditional IRA into a Roth IRA. And should you consider it even if you’re close to retirement (or already retired)? Read more. |
Sponsor | Whether you are retiring in a few years or have already embarked on the process, be prepared for what’s ahead. Given their years of advising thousands of retirees, Capital Investment Advisors has put together this guide to help you plan for a long, happy retirement. |
 | When you sell your car, you want the best possible result. Here’s Clark’s advice on your choices and the steps you should follow. Read more. |
 | Flu season is coming. Now’s the time to look at flu shots. Luckily, there are some great deals out there. Read more. |
🏠️ Today’s Current Mortgage Rates
According to Freddie Mac, 30-year mortgage rates are 6.09% and 15-year rates are 5.15% as of September 19, 2024. The following chart shows the 30-year mortgage rate trend over the last year.
💰️ Americans Getting More Optimistic About Retirement
Sometimes the long-term economic headlines in the United States feel negative:
Years of high inflation
Increasing high-interest debt
A job market trending in a negative direction
A need to make long-term decisions on funding Social Security and Medicare
Constant budget deficits
Today, let’s focus on a big positive: retirement. You may be surprised to learn that the likelihood of working past 62 and 67 years old is shrinking quickly according to American workers.
The likelihood of needing to work past 62 hit a recent peak of 58% in 2016. That number is down to just 46% this year. Working past 67? That hit a 2016 peak of 35% and gradually has fallen to 31%.
While just 45% of people expect to be financially comfortable in retirement, the reality is far better: 74% of retirees say they’re financially comfortable.
Clark calls investing for your retirement a top priority, if not the top priority. So it’s great that retirement is going well for so many Americans financially.
📊 Stat of the Day
🏀 32,683: Square feet in Michael Jordan’s Chicago mansion that just went under contract. Originally listed at $29 million, the most recent price was less than $15 million. The nine-bedroom, 19-bathroom home sat on the market for 12 years. The final selling price isn’t public.
💰️ Deal Alert: Today’s Top Deals
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🎙️ Podcast
It’s time for "Clark Stinks!" Christa reads the latest "Clark Stinks!" submissions and Clark responds. Also, auto insurance rates have been sky high but the cycle is changing. Find out why Clark says now is the time to be a free agent and shop around.
☎️ Need Money Help?
The Team Clark Consumer Action Center is a free helpline that can help you navigate your money questions. Call 636-492-5275. Visit clark.com/cac for more information.
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