How much is too much retirement savings? (9 9 24)

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💵 Today’s Top Stories
Retirement couple savings

You want to save enough for retirement. And you don’t want to underestimate your needs. But at what point is it OK to start living more for today? Read more.

Data Breach social security

The second-largest data breach in American history involves up to 3 billion people and includes Social Security numbers. Here’s how to check if you’re part of the breach – and what to do. Read more.

Sponsor
Capital Investment Advisors

Whether you are retiring in a few years or have already embarked on the process, be prepared for what’s ahead. Given their years of advising thousands of retirees, Capital Investment Advisors has put together this guide to help you plan for a long, happy retirement.

Credit score

Did you know that freezing your credit score can force you to pay higher premiums for your auto insurance – maybe without you even noticing? Here’s how to avoid that situation. Read more.

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Get Mint Mobile for $15 a month for a limited time, including free second lines if you’re coming from AT&T or Verizon. Plus, save $10 a month for the next five years with this unlimited plan. Read more.

📝 Team Clark Survey
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🏠️ Today’s Current Mortgage Rates

According to Freddie Mac, 30-year mortgage rates are 6.35% and 15-year rates are 5.47% as of September 5, 2024. The following chart shows the 30-year mortgage rate trend over the last year.

📊 Stat of the Day

🌴 78%: Share of American employees who don’t use their full paid time off (PTO). The biggest reasons? Heavy workload (43.1%), lack of adequate staffing (23.8%) and needing to coordinate time off with other staff members (13.1%). Also, 86% of American workers check emails from their boss while on PTO and 56% have taken work-related calls.

💰️ Deal Alert: Today’s Top Deals
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🎙️ Podcast

It’s time for "Clark Stinks!" Christa reads the latest "Clark Stinks!" submissions and Clark responds. Also, Clark has long said that it makes more sense to buy a used home than a new home. But his advice is taking a shocking turn!

☎️ Need Money Help?

The Team Clark Consumer Action Center is a free helpline that can help you navigate your money questions. Call 636-492-5275. Visit clark.com/cac for more information.

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