💵 Today’s Top Stories

Competition is good. Here are the latest wins, including a price-match guarantee for Airbnb’s expanded hotel network, a partnership with Instacart for grocery delivery and rental car bookings. Read more.

An unlocked phone can unlock big savings on your wireless bill. Here’s the simple way to tell if your phone is unlocked. Read more.

Turo is like Airbnb for rental cars. The best part: It’s much cheaper than renting from a popular national rental company. Here’s how to use Turo and why it’s safe. Read more.

Your payment history makes up 35% of your credit score. Do you know the four other factors, and what percentage of your score they account for? Read more.

💵 Today’s Top Savings Rates

Check out our updated list of Clark.com-approved high-yield savings accounts with the highest rates. Here are the top five APYs on our list as of July 23, 2026.

📊 Stat of the Day

💸 3.8%: The estimated Social Security COLA (cost of living adjustment) for 2027 according to The Senior Citizens League. If it comes to fruition, it would mean the ’27 COLA is one percentage point higher than in ’26 (2.8%). It would raise the average benefit to $2,011.15.

💰 Deal Alert: Today’s Top Deals
🎙 Podcast

The days of automatically upgrading your phone or computer every time it slows down are officially over. Clark breaks down why inflation and rising component costs mean tech prices are going "up, up, and away." Even tech giants like Apple are raising device prices to protect their profit margins. While Clark used to advise against sinking money into old electronics, the math has completely changed. Clark shares his personal rule of thumb for deciding when to repair versus when to replace, why TVs remain the one truly disposable tech item, and how to avoid the "free phone trap" being pushed by the big three wireless carriers. Also, Clark dives into the massive shakeup happening in the insurance industry. State Farm is facing major backlash from its own agents after dropping a hammer on their compensation models—a desperate move to compete in a market where they are losing ground. Clark explains why Progressive has taken the lead by embracing a hybrid digital model, and why the way we buy insurance has changed forever.

Need Money Help?

The Team Clark Consumer Action Center is a free helpline that can help you navigate your money questions. Call 636-492-5275. Visit clark.com/cac for more information.

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