On his podcast, Clark Howard answers real reader questions on money, credit, debt, retirement, travel, and more, along with co-host Christa DiBiase.

Clark's answer: If the Florida Division of Corporations didn’t answer your notarized letter, it may have just gone into the circular file. You need to make sure they are actively aware that this was a fraudulent creation of a corporation. Somebody is trafficking in your identity for corporate purposes, and you could end up at some point being sued by someone for whatever they do. That's why you need the State of Florida to officially invalidate that incorporation. If all you did was send a notification and they did nothing, you're not really any better off than you were before.

You have to assume that somebody is up to no good — why else would they do this? You're the one who will end up suffering the consequences of whatever mischief they're up to, which is why you need to be proactive about this. They could take that corporation and seek an EIN (Employer Identification Number) from the IRS, which gives them a tax ID to use for who-knows-what. I can't even fully speculate on what their scheme is, but you should be particularly aware of any mail that starts coming to your address for this corporate entity. Watch what kind of mail arrives, because that will give you a much better understanding of what the person who paid to establish this corporation is trying to do that could ultimately come back to be a problem for you.