Small mistakes raise your auto rates (4 10 25)

šŸ’µ Todayā€™s Top Stories
Auto Insurance

Two of these things are related to your driving record. But one isnā€™t related at all to what you do behind the wheel. Read more.

Expiration

Itā€™s tempting to eat food even after the expiration date. Throwing away food feels wasteful. But you want to be safe also. Hereā€™s how long food actually survives in your fridge. Read more.

Credit Cards

All nine of these credit cards charge annual fees of less than $100 and offer welcome bonuses to new card holders. Read more.

Mint Mobile

For a limited time, new customers can save $120 on Mint Mobile's annual unlimited plan. That brings the price to only $20/month! Read more.

šŸ’»ļø Tech Tip From Kim Komando

Use Gmail on your Android? If you pay for the Google Workspace plan (or your work does), you can now chat with Googleā€™s AI, Gemini, about your emails. The bot has access to your entire inbox, so it can summarize your emails (ā€œWhat did Mary want?ā€) or find specific info for you (ā€œWhenā€™s the app design deadline?ā€). To use it, tap the black star logo in the top-right corner of the app. Join 575K people who get tech smart with my friend Kim Komandoā€™s free newsletter, The Current.

šŸ” Itā€™s a Baby Boomer (Housing) Worldā€¦

ā€¦ And weā€™re all living in it.

This prolonged period of housing affordability crisis and much higher mortgage rates have skewed the demographics of home buyers.

Thatā€™s taking the checkered flag with ease ahead of Millennials (29%) and Gen Xers (24%).

Wrote Sherwood News: ā€œPart of the season might be that older cohorts were able to skip the mortgage market entirely. Indeed, boomer buyers are increasingly purchasing homes entirely with cash, with half of older boomers (70-78 years old) and 40% of younger boomers (60-69 years old) bypassing financing altogether.ā€

Boomers are also dominating the sellers market (53%) and own about 51% of all household wealth in the United States (vs. about 10% for Millennials).

šŸ“Š Stat of the Day

šŸ˜ļø $50,000: The size of the down payment that Pawnee City, Nebraska, is offering to new residents. The town of less than 1,000 people is attempting to fight a 50-year population decline. Average home value in Pawnee City? Less than $103,000 (new builds are listed at $325,000 on the programā€™s website).

šŸ’°ļø Deal Alert: Todayā€™s Top Deals
Make a will
Costco
šŸŽ™ļø Podcast

Remember when everything at Dollar Tree was only $1? Those days are long gone. Dollar Tree raised prices a few years ago to $1.25 ā€“ and more hikes are coming soon. Also, Clark discusses the best places to buy gas to help your car and your wallet.

ā˜Žļø Need Money Help?

The Team Clark Consumer Action Center is a free helpline that can help you navigate your money questions. Call 636-492-5275. Visit clark.com/cac for more information.

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