Spend your IRA money before you die (4 21 25)

💰️ NEW! Retirement Calculator
Retirement calculator

Our new Clark-approved retirement calculator will help you see the real numbers to determine if you can retire comfortably. Plan smart and retire with confidence! Calculate your numbers today.

💵 Today’s Top Stories
IRA

Families can no longer stash wealth in an IRA and keep it for generations without paying Uncle Sam. Here’s why inheriting an IRA has become a migraine-level headache. Read more.

Paint

Customers love BEHR when it comes to paints and stains. But it couldn’t quite keep pace with this household name, which customers voted No. 1 in almost every category. Read more.

No Annual Fee Credit Card

Here are the no-fee credit cards that Team Clark likes best for everyday rewards, high-volume spending, travel and more. Read more.

Cell Phone

If you’re a Spectrum internet customer with a physical store nearby, check out this Verizon network alternative for as low as $20 a month. Read more.

🏠️ Today’s Current Mortgage Rates

According to Freddie Mac, 30-year mortgage rates are 6.83% and 15-year rates are 6.03% as of April 17, 2025. The following chart shows the 30-year mortgage rate trend over the last year.

🥇 Clark's Take on Gold Right Now

Owning physical gold that you buy from Costco is the best way to buy physical gold that exists. But when you go to sell it, Costco’s not the buyer. You have to go sell on those terrible exchanges where you pay the big sell cost. The buy/sell spread.

-April 21 podcast episode

📊 Stat of the Day

🎢 $2 billion: The first-year economic impact of the country’s newest theme park, Epic Universe, which will open next month. It’s expected to create more than 17,500 new jobs in its first year. The park may have cost about $7 billion to construct.

💰️ Deal Alert: Today’s Top Deals
Amazon
London
🎙️ Podcast

It’s time for "Clark Stinks!" Christa reads the latest "Clark Stinks!" submissions and Clark responds. Also, if a health insurance company denies your claim, do you let it go or fight? Clark shares encouraging statistics for people who appeal and a new resource to help you do it.

☎️ Need Money Help?

The Team Clark Consumer Action Center is a free helpline that can help you navigate your money questions. Call 636-492-5275. Visit clark.com/cac for more information.

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