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Top 5 Subject Lines for Scam Emails (12 11 23)
Today’s Sponsor
How well-traveled are Americans vs. Europeans, at least when it comes to other countries? Find out later in this email.
💵 Today’s Top Stories
 | You can tell an email is a scam based on the subject line if you know what to look for. Here are some emails you can send straight to the trash. Read more. |
 | Millennials and Baby Boomers improved their average credit scores by three points in the last year. But this generation claims the overall title with an average score of 761. Read more. |
Sponsor | Buy 3 months, Get 3 months free! Limited time only, applies to all plans including Unlimited. |
 | Bring joy to loved ones without overspending this holiday season thanks to these thoughtful ideas from Clark audience members. Read more. |
 | Dealerships are expensive and sometimes slow when it comes to maintenance. But many people overlook the flaws because they blindly trust dealerships. That’s a mistake, Clark explains. Read more. |
🧳 How Common Is International Travel Among Americans?
To listen to Clark discuss it, you’d think traveling the world is normal. But the stats say otherwise.
Just 26% of Americans have been to at least five countries according to Pew Research Center. Compared to Europeans, that’s a relatively low number.
Here are the countries where at least 40% of those surveyed fit into what Pew calls the “globe-trotter” category (five or more countries visited):
Sweden: 88%
Netherlands: 83%
Germany: 70%
UK: 69%
Australia: 54%
France: 54%
Italy: 47%
Canada: 43%
Spain: 42%
Age is a big factor among Americans. Of those under 30 years old, just 17% achieved “globe-trotter” status. That figure reached 37% among those 65 or older.
That’s probably because of the strong correlation between income and travel. Among those that Pew classified as “upper income,” 67% had visited at least five countries.
People with postgraduate degrees (59%) who live in the suburbs (31%)were more likely to be globe-trotters than those with high school diplomas (10%) who live in rural areas (16%).
Globe-trotters have a more world-centric view, according to Pew. They’re much more likely to:
Be interested in foreign affairs.
Follow international news closely.
Fare better on a quiz about international affairs.
📊 Stat of the Day
🚀 $100,000: The cost of the white satchel-style tool bag that two astronauts accidentally dropped into orbit while performing maintenance on the International Space Station. The tools should descend into earth’s atmosphere and disintegrate in March.
💰️ Deal Alert: Today’s Top Deals
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🎙️ Podcast
It’s time for "Clark Stinks!" Christa reads the latest "Clark Stinks!" submissions and Clark responds. Also, money is a really important topic in relationships and people are finally starting to talk about it. Should you ask about credit scores on the first date?
☎️ Need Money Help?
The Team Clark Consumer Action Center is a free helpline that can help you navigate your money questions. Call 636-492-5275. Visit clark.com/cac for more information.
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