💵 Today’s Top Stories

Scammers are now targeting Medicare card numbers. Here’s how to prevent it from ever happening to you. Read more.

When does keeping a credit card stop making financial sense? See the top reasons Americans cancel, plus an alternative that can help you escape an annual fee while keeping your account open. Read more.

Costco tire

Costco delivers an exceptional tire-buying experience. And the service doesn’t stop with the sale. Is it competitive on pricing? Read more.

Credit report

Your hidden credit score may affect your ability to get approved. Learn what SageStream is and how you can check yours. Read more.

💸 Ask Clark
Clark Howard
Ask Clark Howard

On his podcast, Clark Howard answers real reader questions on money, credit, debt, retirement, travel, and more, along with co-host Christa DiBiase.

 
Today's question
   
Tim in South Carolina asks:
"I was surprised to see only one Subaru on a list of vehicles most likely to reach 250,000 miles, especially after hearing they typically reach 300,000. We bought one in 2024 expecting top-tier longevity — were we bamboozled?"

Clark's answer: No, you were not bamboozled at all. Tim, a couple of things happen with these lists of vehicles that last an ultra-long time: part of it comes down to the vehicle, but part of it is the buyer profile. When you look at which brand usually dominates the rankings for vehicles driven a zillion miles, it's Toyota. In the automotive industry, insiders often say with a groan that Toyotas are for people who hate cars, meaning they aren't about style — they're appliances designed to reliably get you from point A to point B. Because of that, Toyota buyers tend to be people who keep a car forever simply because it works. The buyer’s mindset plays a huge role in pushing those mileage numbers up.

So don't feel bad about buying a Subaru. Consumer Reports loves Subaru and consistently finds that many of their models are an incredibly great buy — both new and used — because they simply last, perform reliably, and keep their owners very happy.

Submit a question for Clark
📊 Stat of the Day
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🍔 8.4%: Percentage that Burger King’s U.S. same-store sales jumped in the third quarter, serving as the top growth driver for parent company Restaurant Brands International. The burger chain's domestic surge reflects ongoing momentum from its multiyear turnaround plan centered on store modernizations and menu improvements. However, the company’s overall performance remained mixed as sister brand Popeyes saw U.S. same-store sales drop 2.2% amid heavy discounting from rival fast-food chicken chains.

💰 Deal Alert: Today’s Top Deals
🎙 Podcast

Wes breaks down the cold, hard numbers on two major financial questions that could completely change your path to financial independence. First, Wes dives into "car math," looking past the monthly payment to reveal the true total cost of ownership — including depreciation, fuel, maintenance, and insurance — across popular vehicles. He breaks down the 20-year math behind buying new versus used, keeping cars for 10 years versus cycling every three to five, and even whether ridesharing is the better move for low-mileage drivers, illustrating how holding onto your ride for a decade can pocket you an extra $100,000 in compound growth.

☎ Need Money Help?

The Team Clark Consumer Action Center is a free helpline that can help you navigate your money questions. Call 636-492-5275. Visit clark.com/cac for more information.

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