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Happy Sunday! Here’s what we’re covering in today’s Clark Smart Investing newsletter:
Where should you put your cash right now? This tool can help
Can you really retire on dividends alone?
Is it possible to inflation-proof your retirement?
Q&A with Wes Moss: When discussing diversification, why do we focus on portfolio percentages rather than a specific number of years in living expenses?
💵 Where Should You Put Your Cash Right Now?
Is your cash working as hard as you do?
Putting $5,000 or $10,000 into the wrong account could easily cost you hundreds of dollars in lost interest this year alone.
Don't let your cash sit idle. Our team put together an interactive guide that matches your goals and timeline with the safest, top-yielding options available today.
📚 Recommended Reading
Living off dividends without ever selling a single share sounds like the ultimate retirement dream: regular income arrives, and your nest egg stays untouched. So, what does that actually look like in real life? Here’s what 12 years of real data reveal about retiring on dividends alone. Read more.
Are you worried about inflation eating away at your retirement? Here’s what you can actually control to protect your purchasing power for the long haul. Read more.
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Would you hand an AI bot the keys to your bank account? What’s keeping the U.S. economy moving? Financial advisors Wes Moss and Connor Miller tackle both questions on this episode of the Money Matters Podcast, exploring financial account security, artificial intelligence, and economic trends that may be relevant to retirement planning.
💬 Ask an Advisor
✅ Poll: What’s Your Take?
Every week, we'll ask a new question to get your take on the latest financial trends and topics.
What is the primary goal of the cash you're saving right now?
Last Week’s Poll Results
We asked: “What primarily determines your retirement date?” Here’s how you answered:
Reaching a specific age - (36%)
Reaching a specific savings dollar target - (36%)
Waiting until the market/economy feels stable - (2%)
Burnout - (26%)
💸 Money Tip of the Week
Check your channels: Take five minutes this week to check your recent bank statements and cancel any streaming subscriptions you haven’t watched in the last 30 days. For the live channels and must-watch shows you actually care about, compare options using Clark Howard’s streaming channel tool to find the lowest-cost platform that carries them. Switching to a leaner lineup — or rotating platforms only when new seasons air — can instantly put dozens of dollars back into your budget every month.
☎ Need Money Help?
The Team Clark Consumer Action Center is a free helpline that can help you navigate your money questions. Call 636-492-5275. Visit clark.com/cac for more information.
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This information is provided to you as a resource for informational purposes only and is not to be viewed as investment advice or recommendations. Investing involves risk, including the possible loss of principal. There is no guarantee offered that investment return, yield, or performance will be achieved. This information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Any company names shown are for illustrative purposes only and are not a recommendation, offer to sell, or a solicitation of an offer to buy any security. The views and opinions expressed are for educational purposes only as of the date of production/writing and may change without notice at any time based on numerous factors, such as market or other conditions. Always consult your own legal, tax, or investment advisor before making any investment/tax/estate/financial planning considerations or decisions.
