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- Why your A/C bill may explode this summer (6 18 25)
Why your A/C bill may explode this summer (6 18 25)
Anthony Hazzard
June 18, 2025
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💵 Today’s Top Stories
 | Thanks to power-intensive data centers for AI and other industries, it’s going to be a record-breaking summer for power bills, Clark says. Here’s his advice. Read more. |
 | GoBankingRates calculated the average monthly expenditures and the annual total cost of living after Social Security in each state to determine how long your money will last. Read more. |
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 | Switching to a discount carrier is probably the best way to lower your cell phone bill, but we know that many pelple want to stay with a major carrier. Use this guide to find the best plan for you. Read more. |
 | Clark’s No. 1 rule for credit cards is to always hold cards from at least two companies. The merger may put you at odds with that rule. Clark sees one major industry side benefit from the merger. Read more. |
 | An upper-end travel credit card that Team Clark long has recommended for certain people is undergoing a major price, benefits and business offerings overhaul. Read more. |
📺️ Ad Creep Shows Up Everywhere
Spaces free of advertising slowly are evaporating.
They’re in rideshares like Uber. They’re gaining popularity in streaming services as a cheaper subscription tier. And now they’re infiltrating one of the world’s largest social messaging apps.
WhatsApp, a real-time multimedia messaging service owned by Meta (previously called Facebook), boasts more than 2 billion monthly active users. That’s roughly the same number as Instagram.
Meta bought WhatsApp for $19 billion in 2014. Despite making $716 billion from ad revenue since 2019, Meta has yet to inject advertisements into WhatsApp – until now.
For now, ads will inhabit the “updates” tab, which is where WhatsApp users share text, photos, voice notes or video messages similar to Instagram’s Stories.
Meta, which has a history of making billions on its user’s data, “says it will tailor the ads to your interest by using ‘limited’ information, including your country or city, language, the channels you follow, and how you interact with ads on the platform.”
💸 Today’s Top Savings Rates
Check out our updated list of Clark.com-approved high-yield savings accounts with the highest rates. Here are the top five APYs on our list as of June 18, 2025.
📊 Stat of the Day
🚘️ 16%: The share of Americans who say they’re likely or very likely to select an EV for their next vehicle purchase. That’s the lowest percentage in six years.
💰️ Deal Alert: Today’s Top Deals
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🎙️ Podcast
If you want to retire early, this rule can help! Fiduciary financial advisor Wes Moss breaks down the often-misunderstood Rule of 72(t). Discover how this IRS exception can allow you to access your IRA funds before age 59 ½ without incurring that hefty 10% early withdrawal penalty. Also, Wes dives into groundbreaking research on what truly brings joy and purpose in retirement. Wes shares surprising (and not-so-surprising) truths from his latest study of over 1,200 Americans. He reveals the top categories that consistently lead to a more purposeful and joyful post-career life.
☎️ Need Money Help?
The Team Clark Consumer Action Center is a free helpline that can help you navigate your money questions. Call 636-492-5275. Visit clark.com/cac for more information.
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