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🚘️ Many Auto Brands Overstocked With Supply

The automotive industry was one of many severely impacted by the onset of the COVID-19 pandemic.

For a brief period, average car owners could drive something they bought used one (or two, or three) years ago, bring it back to the lot and sell it for even more than what they paid originally.

Why? Because the average inventory for new vehicles vanished. With supply chain disruptions (especially with microchips), lots sat empty as vehicle demand exceeded what was available.

After years of “normalization” of new car supply, things have tilted the other direction. Many vehicle brands hold a glut of supply just as demand is tightening.

A “healthy” supply is considered 60 days, while a supply of more than 100 days is considered a significant oversupply.

Looking at September numbers, 15 different brands averaged at least 100 days of supply, led by:

Lincoln: 142 days
Ram: 137 days
MINI: 126 days
Jeep: 118 days
Ford: 113 days

There’s an unusual set of circumstances. There’s been “pull-ahead” demand in 2025 – first with buyers looking to beat potential tariff-inspired price increases, then with the federal EV tax credits expiring.

It’s also the time of year when 2026 models start to flood dealer lots, many of which still hold 2025 models.

With average monthly vehicle payments at all-time highs, it’s unclear if the supply glut is good for the consumer. But it may be worth testing the ability to score a deal at your local dealership, especially among brands with the highest supply.

📊 Stat of the Day

💰️ Deal Alert: Today’s Top Deals

🎙️ Podcast

Is today’s stock market dangerously overvalued — or still worth riding? In this special Ask an Advisor episode, Clark Howard and Wes Moss break down what’s driving record-high valuations and how to stay invested without taking on too much risk. Then, the pair debate a big change coming to retirement plans: private equity in 401(k)s. Clark warns this could open the door to hidden fees and confusion for everyday workers, while Wes sees potential benefits if costs come down and transparency improves. Together, they offer a candid look at how investors can protect their savings — and their peace of mind — in an evolving market.

☎️ Need Money Help?

The Team Clark Consumer Action Center is a free helpline that can help you navigate your money questions. Call 636-492-5275. Visit clark.com/cac for more information.

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